Securisation and IRA (Individually-managed Retirement Accounts)

IRA (Individually-managed Retirement Accounts):

Some pensions allow the saver to select specific investments for part of their pension pot. Generally there are strict criteria which these investments must meet, for example if the investment is in a fund then the fund must have an external auditor and must send regular reports about the fund performance to the pension manager, among other things. The Securitisation fulfils the criteria for IRA investments. This means that investors can use part of their pension pot to invest in Securitisations.

Private Securitisation for IRA

Securitisation can be used by investors who want to invest money they have saved in an IRA account into an investment which does not meet IRA investment criteria. For example, if an investors wants to invest into a project to build a block of flats using their IRA money, it is likely the project will not meet IRA criteria, so the investor can invest from their IRA into a Securitisation, and the Securitisaion will invest in the project.